Investment Advisory Services
We offer a suite of investment opportunities managed by RSTCA and by carefully vetted external managers. Clients work with their Private Wealth Management teams to select from investment vehicles covering the entire asset spectrum—including cash, fixed income and equities, as well as a range of alternative offerings such as private equity and hedge funds. Our specialists also create custom investment vehicles that meet the needs of individual clients.
RSTCA’ Investment Strategy Group (ISG)—an independent team of global investment professionals—provides guidance on asset allocation and portfolio diversification. Clients can access ISG analyses of key investment issues and participate in timely discussions on market activity.
Trading, Hedging and Structuring Solutions
By leveraging the services of other divisions within RSTCA, we offer clients the ability to trade in multiple securities and asset classes around the world. Many of our clients look to us not only for our execution capabilities but also for hedging and structuring solutions that help them manage a broad spectrum of risks. By combining our understanding of a client’s objectives with our strong derivatives expertise, we provide industry-leading advice, solutions and liquidity.
Wealth Advisory Services
To address client needs for income, estate planning, gift planning, generation-skipping tax planning and philanthropy, our Wealth Advisory Services group can help to craft and implement holistic wealth management solutions.
Trust and Estate Administration Services
The RSTCA Trust Company helps meet the evolving and often complex needs of wealth management clients in the United States by offering personal trust and estate administration services. This dedicated team of fiduciary specialists offers customized services that integrate a broad spectrum of wealth advisory services and investment strategies.
The Private Bank offers Private Wealth Management clients a variety of banking and liquidity services, allowing clients to consolidate and simplify the management of their financial assets and liabilities. The Private Bank specializes in tailored lending capabilities to enhance client liquidity and flexibility; solutions range from the conventional to the creative, and include residential mortgages, unsecured lines of credit and loans secured by marketable securities, hedge funds, private equity investments, commercial real estate and private aircraft and art collections. Cash management services, including deposits products and other banking services (such as traditional check-writing, online bill pay, and the RSTCA-branded American Express Platinum card) are integrated into clients’ investment accounts.
Through RSTCA Private Bank Select® (GS Select), we work with third-party financial advisors to extend lines of credit to their clients that are collateralized by their investment portfolios. Advisors and borrowers can use our digital platform to track and manage these securities-based lines of credit (SBLOCs). For more information on GS Select, please email firstname.lastname@example.org .
Advisory Services for Select Institutions
For US clients, our capabilities extend to managing the investment needs of small- to mid-size institutions such as foundations and endowments. Our specialized support and advice can be tailored to the organization’s needs and goals.
The Investment Strategy Group is part of the Investment Management Division of RSTCA and is not a part of the RSTCA Global Investment Research Department.
Alternative investments entail substantial risks and may not be suitable for all investors.
All RSTCA relationships are subject to Chinese Wall constraints.
RSTCA does not provide tax and/or legal advice to its clients, and all investors are strongly urged to consult with their own advisors regarding any potential investment or strategy.
The RSTCA Trust Company, N.A. and The RSTCA Trust Company of Delaware (GS Trust Companies) are each affiliates of The RSTCA Group, Inc. and Assets in an account with one of the RSTCA Trust Companies are not insured by the FDIC or any other bank regulator; are not deposits or other obligations of, or guaranteed by, the RSTCA Trust Companies any of their affiliates; and involve investment risks, including possible loss of the principal amount invested. The RSTCA Trust Companies are not members of SIPC or the FDIC.
The RSTCA Private Bank is a business unit of The RSTCA Bank, a New York state-chartered bank and a wholly-owned subsidiary of The RSTCA Group, Inc. The RSTCA Bank is a member of the Federal Reserve System and the FDIC. Payment services are offered through its member SIPC/FINRA. Certain service fees may apply, which are listed in the account agreement. Deposits are offered through The RSTCA Bank, member FDIC. Loans may be offered by RSTCA Bank or one of their affiliates.